Mobile Phone Insurance

For lots of us, our lives are contained in our phones – from diaries and social media to banking and payments. So things could go very wrong if we were suddenly unable to use it due to damage or theft. We’re here to offer cover for everything from phone-snatching to accidentally knocking it into the sink while washing up.

Mobile Phone Insurance Family bundles

It’s not just your phone and gadgets we can cover. We can offer protection for your whole family. Kids have a talent for breaking expensive things, so whether it’s their phone or yours, make sure you can get it fixed or replaced with phone insurance.

Why choose Post Office phone insurance?

Cracked your screen? Covered.

It happens to the most careful of us. We lose our grip for a second and there goes our screen. But with mobile phone insurance, the replacement isn’t a hassle.

Kids drop your phone into the pool on holiday? Covered.

Not only do we cover accidental damage as standard, but we cover it worldwide. Can your contents insurance do that?

Unauthorised usage covered up to £2,500

It’s a scary prospect that someone’s hacked into your device and is spending your money. We can’t do much about the trauma, but we can help reset the balance with unauthorised usage cover.

Protection for the most obvious gadget of all

More than other gadgets, mobile phones are on display a lot and can attract unwanted attention from thieves, pickpockets and snatchers. We cover theft as standard.

Don’t get stuck in long-term contracts

We offer pay-as-you-go mobile phone insurance, so you can control your budget. Of course, if you want a 12-month deal, we can offer that too.

Accessories are covered as well

Your case might do a great job protecting your phone, but what about protecting your case? That’s what our Gadget Insurance is for.

Protect your phone in 4 simple steps

Add your gadgets

Let us know which devices you want to cover by providing their device, brand, make and model

Choose your cover

Select from economy, standard and premier cover based on how much excess you want to pay

Select payment plan

Pay monthly or pay annually to get 12 months for the price of 10


Provide your details

Simply give us your details, set up a payment method and you’re done!

Why get mobile phone insurance?

If you were to lock your phone in a safe for a day, you’d soon realise how often you need it. Once we’d have all manner of bits and pieces on our person. Now, virtually everything you need is on your phone – from your credit cards to your ID.

But phones are vulnerable. Phones are always liable to fall out of our hands. And if they do, they can break.

Your case won’t protect your phone from theft, and there are a raft of other mishaps that can prevent you from accessing or using your phone.

So protecting them with phone insurance can make sure that if you have a mishap, you can get your life back on track quickly.

Pay annually and get 2 months on us

We know that the more things you need to insure, the higher the costs climb. That’s why our product offers competitive excesses in relation to the market.

Incident After Policy Inception

Economy Cover Excess

Standard Cover Excess

Premium Cover Excess

30 days or less

£175 £100 £50

Over 30 days up to 60 days

£165 £90 £45

Over 60 days up to 90 days

£155 £80 £40

Over 90 days up to 120 days

£145 £70 £35

Over 120 days up to 150 days

£135 £60 £30

Over 150 days

£125 £50 £25

Multi-phone cover

Our family bundles provide cover for up to 10 gadgets, each valued at up to £1,500 under one policy. The more you bundle the more you could save!

Remember our gadget insurance covers phones but also covers everything from cameras to games consoles and activity trackers. So whether it’s insurance for mobile phones, tablets or even drones, the more you have, the better the value.


It’s quick and easy to get a quote online today
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