what is Astronomy Insurance ?
Astronomy insurance is a type of insurance that covers risks associated with the operation of telescopes, observatories, and other equipment used in the study of astronomy. This type of insurance may be purchased by individuals, institutions, or organizations that own and operate astronomy equipment, and it can provide protection against a variety of risks such as damage to the equipment, theft, and liability for injuries or damages that occur on the premises.
The specific terms and coverage of an astronomy insurance policy will depend on the insurer and the policyholder’s specific needs and risks.
Some common types of coverage that may be included in an astronomy insurance policy include:
- Property coverage: This type of coverage provides protection for the telescope and other astronomy equipment against damage or loss due to perils such as fire, theft, or natural disasters.
- Liability coverage: This type of coverage provides protection against claims made by third parties for injuries or damages that occur on the premises where the astronomy equipment is located. This could include coverage for injuries sustained by visitors to an observatory or damages caused by the operation of the equipment.
- Business interruption coverage: This type of coverage provides financial protection in the event that the operation of an observatory or other astronomy equipment is disrupted due to a covered event, such as a natural disaster.
If you are in need of astronomy insurance, it is important to shop around and compare policies from multiple insurers to find the coverage that best fits your needs and budget. Be sure to carefully review the policy terms and exclusions, and consider working with an insurance broker who has expertise in this area to help you find the right coverage.
What do we offer?
- `All Risks` Equipment cover
- Theft from unattended vehicle cover*
- Covered whether in your home, on location, or in an observatory
- Mobile Phone cover available
- Custom built observatory insurance available
- Association discounts available
- No claims discount accepted
- Worldwide cover
- In house claims team
Our specialist Astronomers’ policy will insure all of your astronomy gear whether it is kept within your home or within a stored observatory on an `All Risk` basis. This includes accidental damage cover, accidental loss cover and theft.
Below you can find further information or you can get a quote online.